Bernadette "Bernie" Strout, CFP®

I’m the Founder and President of Sailwinds Financial Strategies, where I help people make clear, confident decisions about their money so they can focus on enjoying the life they’ve built. Based in Woodbridge, New Jersey, I’ve spent more than 21 years in financial planning, specializing in retirement income, tax strategy, and holistic wealth planning.

My background is in mathematics and computer science, and that foundation shapes how I approach my work today. I’ve always been drawn to solving complex problems: looking at the full picture, identifying patterns and trade-offs, and creating strategies that are both practical and adaptable. Rather than treating investments, taxes, and income as separate decisions, I bring everything together into a cohesive plan designed to evolve as life changes.

Earlier in my career, I co-founded the Gay Pride Business Network in Asbury Park to create a space for LGBTQ+ professionals to connect and grow. That experience reinforced something I still believe today: people do business with people they like, know, and trust. It’s a principle that continues to guide how I build relationships and serve my clients.

I’m a Certified Financial Planner™ professional and have taught CFP® courses, as well as spoken and published on financial planning topics throughout my career. Many of my clients have been with me for years, and I take pride in truly knowing their lives, not just their portfolios. That level of understanding allows me to offer advice that is direct, thoughtful, and grounded in what matters most to them.

Outside of work, I enjoy sailing (of course!), traveling, and spending time with my wife, Julie.